Placed between Pensacola and Panama City, Fort Walton Beach includes some of the best deep-sea fishing charters in the nation.

11 in the Cheapest US Beach Cities For Retirement In 2021

Okaloosa Island, with its fine white sand beaches and glittering green waters, is mere minutes away. You might even catch a glimpse of a dolphin or sea turtle, or catch some Spanish mackerel along the fishing pier.

The median home value in Fort Walton is $185,900, while annual property taxes will cost you around $1,366 and monthly housing costs amount to about $1,049.

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